What’s a keen FHA mortgage limit? The response to so it matter have HUD 4000.1, the fresh new FHA Single-Nearest and dearest Lender’s handbook, and this starts by the detailing: A mortgage that’ll be insured from the FHA do not meet or exceed this new Across the country Mortgage Constraints, the brand new across the country urban area mortgage limitation, or even the restrict Financing-to-Really worth (LTV) proportion. The maximum LTV ratios vary dependant on the kind of Borrower, brand of transaction (get or re-finance), system style of, and phase away from framework.