Gioielli’s center argument is the fact HOLC maps cannot be an initial offender out of ongoing redlining since HOLC and its authorities is actually long inactive and you can gone. However, it actually was the brand new FHLBB you to definitely accredited HOLC maps, managed protection map classes, and you can supported do-it-yourself software in the greenlined communities. And this, the fresh new FHLBB/FHLBS try a primary culprit guilty of releasing battle-oriented area rankings towards economic climate and lifting greenlined portion if you find yourself none remediating neither fixing the damage they inflicted during the redlined elements.

As Society Critiques Maps, Stop Investigation Maps, and you may The Partnership Maps attest, the new FHA deployed charts in order to rates communities to possess home loan financing, track African american spatial movements, and you may ensure home building inside the racially segregated subdivisions.