If you decide to go ahead with a software, Patelco usually consult your full credit file in one or maybe more credit reporting agencies

dos Rates and you will costs are based on Prime and good margin. Alter so you can Finest will result in transform to the price and commission. Immediately following your loan closes, you have the option to lock in a share otherwise the of your current collateral equilibrium on your the latest Patelco Domestic Security Line of credit on a fixed rate at the ten otherwise 15 many years.