iii. Speed decrease. Some funds have a supply where the speed commonly drop off up on the brand new occurrence of a few skills, instance in case your individual makes some repayments to your date. A collector need not assume that the pace prevention supply, by itself, implies that multiple effortless annual rate of interest will affect the borrowed funds around § (f)(2) and need not reveal brand new payments that would incorporate abreast of density of enjoy that triggers the speed protection since the a special fee under § (f)(3)(i)(A).