Good FICO ® Get from 664 metropolitan areas your inside a populace off consumers whoever borrowing could be thought to be Fair. Their 664 FICO ® Get is lower than the average U.S. credit history.

Statistically speaking, 28% of consumers having fico scores regarding the Reasonable variety are most likely being positively unpaid later.

Some lenders dislike men and women chance and select never to manage anybody whose FICO ® Scores fall within diversity. Lenders concerned about “subprime” borrowers, likewise, will get try to find users with ratings throughout the Reasonable range, but they generally speaking fees high charge and you will steep rates. Users with FICO ® Results on the an effective range (670-739) or even more are often provided rather greatest borrowing words.

Ideas on how to alter your 664 Credit score

The average FICO ® Rating try 714, somewhat greater than your rating of 664, for example you’ve got an excellent possibility to raise.

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